17 Jul

Furthering your Education? Mortgage Payments Getting in the Way? Need Options?

General

Posted by: Alana Toporowski

Are your mortgage payments getting in the way of furthering your education?

Then it is time for a FREE mortgage review and maintenance check-up!

Post-Secondary education is not a cheap endeavor and adding mortgage commitments to that scenario can compound financial stress- need mortgage options? This is when an associate mortgage broker can be of help to you!

Does a mortgage really affect furthering your education?

Mortgage payments don’t have to get in the way when choosing to pursue your education. We understand that you don’t want to finish your education with a heavy amount of debt or loans that need to be paid back.

With a rising cost of living, mortgage commitments can become challenging and part of a financial balancing act, but mortgage commitments can also take away from other goals you may have; such as furthering your education or the education of a loved one.

It is important that the mortgage product you have is fitting your lifestyle as a student and you don’t have to worry about mortgage commitments that aren’t changing as your lifestyle changes.

Don’t worry- if you currently have a mortgage that is not meeting your needs, you can always transfer your mortgage into a product that fits your needs, and your wedding goals.

A mortgage check-up can identify the options you may have to ease the financial pressures related to family life.

As an associate mortgage broker, I can help you better understand the mortgage products you currently have and other products that may available to you.

GET A FREE MORTGAGE REVIEW AND MAINTNENANCE CHECK-UP TODAY!

How much does further your education actually cost?

A full time university student in Saskatchewan can expect to pay approximately $7,000.00 – $11,000.00 for the first year of university (with varying programs costing different amounts). Most people think that there are few and limited ways to cover the costs for furthering your education- debt or student loans.

If you have a mortgage, more mortgage product options may be available to you to make your mortgage work for you and your education.

17 Jul

Mortgage payments getting in the way of planning or growing your family?

General

Posted by: Alana Toporowski

Are your mortgage payments getting in the way of planning or growing your family?

Then it is time for a FREE mortgage review and maintenance check-up!

Mortgage concerns can add to the stress of family planning, caring for elderly family members, or for your current family structure- need mortgage options? This is when an associate mortgage broker can be of help to you!

Does a mortgage really affect family life?

Mortgage payments don’t have to get in the way when caring financially for family (kids, parents, relatives, etc.). We all want to be comfortable in our financial situations in order to help care for those around us.

With a rising cost of living, mortgage commitments can become challenging and part of a financial balancing act, but mortgage commitments can also take away from other goals you may have; such as caring for your children, choosing to add to your family, etc.

It is important that the mortgage product you have is fitting your family lifestyle and you don’t have to stretch yourself thin to work to fit your mortgage.

Don’t worry- if you currently have a mortgage that is not meeting your needs, you can always transfer your mortgage into a product that fits your needs, and your wedding goals.

A mortgage check-up can identify the options you may have to ease the financial pressures related to family life.

As an associate mortgage broker, I can help you better understand the mortgage products you currently have and other products that may available to you.

GET A FREE MORTGAGE REVIEW AND MAINTNENANCE CHECK-UP TODAY!

How much does raising a child actually cost in Canada?

On average, it costs about $293,000.00 to raise a child in Canada until about they reach the age of 17. Breaking that down by year, it costs a little over $17,000 per year on average to raise a child in Canada.

Growing your family, whether it be with children, parents, grandparents/relatives, or blending families comes with financial commitments. This can be an overwhelming reality for many families in Saskatchewan.

It is time to make sure that the mortgage product you have is financially supporting you rather than financially limiting you.

 

17 Jul

Mortgage payments getting in the way of planning your wedding goals and dreams?

General

Posted by: Alana Toporowski

Then it is time for a FREE mortgage review and maintenance check-up!

Mortgage concerns can add to the stress of wedding planning- need mortgage options? This is when an associate mortgage broker can be of help to you!

Does a mortgage really affect wedding planning?

Mortgage payments don’t have to get in the way when planning to fund the cost of a wedding.
The type of mortgage you have directly determines your mortgage payments and your overall cost of living.

It is important that the mortgage product you have is fitting your lifestyle and wedding plans. Don’t bend over backward to make your life and wedding plans fit your mortgage.

Make your mortgage work for you!

Don’t worry- if you currently have a mortgage that is not meeting your needs, you can always transfer your mortgage into a product that fits your needs, and your wedding goals.

A mortgage check-up can identify the options you may have to ease financial pressure.

As an associate mortgage broker, I can help you better understand the mortgage products you currently have and other products that may available to you.

GET A FREE MORTGAGE REVIEW AND MAINTNENANCE CHECK-UP TODAY!

How much does a wedding actually cost in Saskatchewan?

It is estimated that weddings in Saskatchewan can range from $20,000.00 – $30,000.00 (Of course there is variation of cost to consider). But it is a serious chunk of change that most people are not carrying around and are not prepared to contribute to a wedding.
Make your mortgage work for you- for example, if you already have equity in your home you have options.
Considering a home equity line of credit may be the answer for you or refinancing your home to tap into your equity. This will give you the much needed cash required in wedding planning.

If you are a parent or grandparent, paying for a child’s wedding, consider a reverse mortgage to tap into your home equity. A reverse mortgage does not need to be paid back until you move or sell your home; and no monthly payments are required on a reverse mortgage. The funds you draw out of your home equity are tax free.